Property & Money

Exploring Different Types of Insurance Policies: Homeowners Insurance in South Africa Homeownership is a significant investment that requires protection against potential risks and damages. Homeowners insurance provides coverage for unexpected events that can cause damage to your property and belongings. In South Africa, homeowners insurance is an essential component of property ownership, and it's...

When it comes to borrowing money, there are many different types of loans available to suit various needs. Whether you need to finance a personal expense, purchase a car, or pay for your education, there's likely a loan out there that can help. Here's a look at some of the most common types of loans you might come across: Personal Loans: Personal loans are unsecured loans, which means they don't...

When it comes to borrowing money, one of the first decisions you will need to make is whether to go for a secured or an unsecured loan. Both types of loans have their advantages and disadvantages, and the right choice will depend on your individual circumstances and financial goals. In this article, we will explore the difference between secured and unsecured loans, and help you make an informed decision...

Refinancing your mortgage means replacing your existing mortgage with a new one, ideally with better terms and interest rates. There are several reasons why homeowners might consider refinancing their mortgage, including reducing monthly payments, accessing equity, or shortening the loan term. However, refinancing is not always the best option for everyone, and it's important to understand the pros and...

When it comes to financing a property purchase, choosing the right mortgage is crucial. With so many different mortgage options available, it can be overwhelming to know where to start. In this article, we'll explore the key differences between fixed-rate mortgages, adjustable-rate mortgages, and interest-only mortgages, and how to choose the right one for your needs in South Africa. Fixed-Rate...

As a property owner or potential buyer, understanding the basics of property evaluation in South Africa is essential. Property evaluation is the process of determining the value of a property, and it plays a crucial role in the property market. In South Africa, property evaluation is done by qualified professionals called property valuers. Valuers use various methods to determine the value of a...