Mortgage

How to choose the right mortgage for your needs: Fixed rate vs. adjustable rate, interest-only, in South Africa

When it comes to financing a property purchase, choosing the right mortgage is crucial. With so many different mortgage options available, it can be overwhelming to know where to start. In this article, we'll explore the key differences between fixed-rate mortgages, adjustable-rate mortgages, and interest-only mortgages, and how to choose the right one for your needs in South Africa. Fixed-Rate...

Whats the difference between mortgage and bond?

A mortgage is a type of loan that is specifically used to purchase real estate. When someone takes out a mortgage, they are borrowing money from a lender (usually a bank or other financial institution) to buy a property. The borrower agrees to make regular payments to the lender over a set period of time, until the loan is fully paid off. A bond, on the other hand, is a type of investment that...

Understanding the South African mortgage market: An overview

The South African mortgage market can be a complex and intimidating landscape to navigate. Mortgages are an essential tool for millions of South Africans who wish to purchase a home, but the process of obtaining a mortgage can be overwhelming. In this post, we will provide an overview of the South African mortgage market, including its structure, key players, and important considerations for...

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